Privacy Policy
Privacy Policy
In compliance with the duty of information set forth in Article 10 of Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce, this page is declared a personal website managed by Gabriel Borges, Edo Aragua.
Liability
Any person accessing this website assumes the role of user and undertakes to strictly observe and comply with the provisions herein, as well as with any other applicable legal regulations.
The provider disclaims any liability for the information published on its website and for any unavailability (downtime) of the site, which may include periodic suspensions for technical maintenance. Furthermore, the provider reserves the right to modify any information that may appear on the website without prior notice or obligation to inform users, with the publication on the provider’s website being deemed sufficient.
Use of Cookies
The provider’s website may use cookies (small text files sent by the server to the computer of the person accessing the page). This is a technique commonly used on the Internet to perform certain functions considered essential for the proper functioning and display of the site. The cookies used on this website are, in any case, temporary and solely intended to make subsequent transmission more efficient. They are deleted at the end of the user session. Under no circumstances will cookies be used to collect personal information.
This website may redirect users to content hosted on third-party websites. As the provider cannot always control the content posted by third parties on their websites, it assumes no responsibility for such content. However, the provider commits to the immediate removal of any content that may contravene national or international legislation, morality, or public order, by promptly removing the redirect to the third-party website and notifying the appropriate authorities.
Personal Data Protection
The provider complies with Spanish regulations on the protection of personal data and guarantees full compliance with the obligations set forth in Organic Law 15/1999 of 13 December on the Protection of Personal Data (LOPD), Royal Decree 1720/2007 of 21 December approving the implementing regulations of the LOPD, and other applicable legislation. The provider ensures the proper use and handling of users' personal data.
Anti-Spam Policy
The provider expressly opposes the sending of unsolicited commercial communications or any type of activity commonly referred to as "spam" and commits to combating such abusive practices.
Therefore, the provider guarantees that personal data collected through the website will not be disclosed, shared, transferred, or sold under any circumstances.
Likewise, the registration process must not be used to subscribe third-party email addresses without the express consent of the individuals concerned. financemattershub.com implements a double opt-in mailing list, requiring explicit confirmation from the owner of the email address before receiving any communications.
If a user receives communications from this website without having registered or given express consent, they may unsubscribe using the links provided in each message.
Additionally, users can contact us through the contact form on the website to report the issue or request the immediate removal of their data from our system.
Data Hosting
For technical reasons and to ensure quality of service, the blog is hosted on the servers of Banahosting (see their privacy policy). Similarly, subscription and newsletter services are provided by Aweber, a US-based company with servers located in the United States.
Both Banahosting and Aweber adhere to the “Safe Harbor” principles, in accordance with Commission Decision 2000/520/EC of 26 July 2000, which means they provide an adequate level of protection as required by the LOPD.
Google Analytics
Google Analytics is a web analytics service provided by Google (see their privacy policy). This website uses it to analyse usage statistics.
Google Analytics uses cookies to help the website analyse user behaviour (total number of visits, most viewed pages, etc.). The information generated by the cookie (including your IP address) is transmitted to and stored by Google on servers in the United States.
Google uses this information on our behalf to generate statistical reports on the website's usage. Google does not associate your IP address with any other data held by Google. Google may transfer this information to third parties when legally required to do so, or when such third parties process the data on behalf of Google.
You may refuse the use of cookies by selecting the appropriate settings on your browser; however, doing so may limit the full functionality of this website. By using this website, you consent to the processing of your data by Google in the manner and for the purposes stated above.
Google AdSense
Google, as an associated provider of this website, uses cookies to display ads. Users may disable these cookies by following the instructions found in Google’s advertising privacy section.
Google and its partner advertising companies may use information (excluding your name, address, email address, or phone number) about your visits to this and other websites to provide personalised ads. For more information about this practice and to learn how to opt out, please refer to the previously mentioned link.
Feedburner
This website uses FeedBurner to manage RSS feed subscriptions, under Google's previously stated privacy policy. FeedBurner delivers the XML files corresponding to the feed content and may display AdSense ads. FeedBurner processes IP addresses during this operation similarly to Google Analytics and AdSense.
Consent to the Processing of Personal Data
As part of its activities, this website allows users to register to receive email communications, post comments on the blog, and send messages via the contact form.
By subscribing, commenting, or using the contact form, the user gives their express consent to the processing of the personal data provided, in accordance with Article 6 of the LOPD. Users may exercise their rights under Article 5 of the LOPD.
These actions also imply express consent to the international transfer of data required due to the physical location of the providers’ infrastructure mentioned above.
Personal data collected through these activities will be stored in a database managed by the provider and used to send updates about the website. Required fields are marked with an asterisk, and submission of these fields is mandatory. Users are also informed of their rights, detailed in the next section.
User Rights
In accordance with Article 5 of the LOPD, users are informed that the sole purpose of the registration database is to provide updates about the website. Only the data owners will have access to their data, which will not be shared, transferred, or sold under any circumstances.
As provided in the LOPD, users may at any time exercise their rights of access, rectification, cancellation, and opposition by contacting the provider.
To facilitate the exercise of these rights, each email communication includes an unsubscribe link that immediately deletes the user’s personal data from our database.
Affiliate Links
This website occasionally uses affiliate links to products and services from brands with established affiliate programmes. These links are only included after using or testing the products or services to ensure they meet an appropriate quality standard.
The provider undertakes not to arbitrarily include affiliate links to products that do not meet these conditions, recognising that such practices would harm the website’s credibility.
Intellectual Property and Use of Content
This website—including, but not limited to, its programming, editing, compilation, designs, logos, text, and graphics—is the property of the provider or is used under licence or express authorisation from its owners.
This website grants the user a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 licence, whose full terms can be viewed here.
Any unauthorised use of the website content will be considered a serious breach of intellectual or industrial property rights.
Designs, logos, text, and/or graphics not owned by the provider and appearing on the website belong to their respective owners, who are responsible for any disputes that may arise. The provider has prior express authorisation to use such materials.
To report any potential infringements of intellectual or industrial property rights or concerns about website content, please use the contact form available on the site.
Applicable Law and Jurisdiction
Any disputes or issues related to this website or its activities shall be governed by Spanish law, to which the parties expressly submit.